Types of Fraud to Watch Out For

by JackieR | Hot and Mobile

Unfortunately fraud has plagued many people’s lives. As times have progressed, more and more types of frauds have emerged. That makes it even more important to be aware of the frauds surrounding us. By knowing, you’ll know exactly how to protect yourself. Listed below are the types of frauds you need to look out for and how you can protect yourself from these crimes.

  1. Phishing – Oftentimes, people will get emails from what looks to be from their banks. However, once you click on the link they provide, it won’t direct you to your bank’s website. It’ll instead direct you to a website that looks like the website you want to be on. You’ll then be asked to enter your information, which is where these scammers will have access to all of the information they’re phishing for.
  2. Identity Theft – The stealing of your identity has been one of the fastest growing type of fraud in the world. You open yourself up to identity fraud when untrustworthy people get hold of your credit card or bank account information to buy items and charge them to you.

Usually the items they’ll purchase with your information are expensive and put you in debt very quickly. The easiest way to protect yourself from this type of fraud from attacking you is to destroy all receipts, credit card bills, bank card statements, etc. before throwing them in the garbage.

  • Charities Fraud – Many people enjoy giving money to people who need it. However, there are other people out there that enjoy taking advantage of that. These people will set up websites that look just like a specific charity site. From there, if you do not notice the difference, these people will have access to your information.

The best thing you can do to prevent people from taking advantage of you and your money is to pay attention to what you type in the search bar. Oftentimes, if you rush through the URL and mistype it, you could be directed to the fraudulent website where the criminals are waiting.

  • Job Scams – Many people looking for jobs have gotten scammed by people who promise a job, access to job listings, interviews, or ways to make a big income by working from home. However, before you have access to these things, you must pay these people or turn over your credit or debit card information. To prevent this from happening, just remember that there should never be an instance where you have to pay someone for the promise of a job.

This world is crowded with so much evil that it’s often hard to keep track of all the dangers that surround us. Unfortunately, we must add the threat of fraud to those dangers. Despite there being so many different types of fraud, there are numerous ways to prevent it from entering into our lives. Usually the simplest thing is just by keeping your personal information private. Don’t give it to people who don’t deserve it or don’t have the right to have it.

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